The Best Lines of Credit for Roofing Companies

Funds readily available through a line of credit are essential for preparing and handling unexpected expenses.

Truly amortized product, where you only pay interest on money that is drawn from line.

Unsecured programs, no collateral needed, up to $250,000.

Annual Interest Rates are Prime (8.5%) + 0% to 2%.

How much do you need to access?
*FREE to Apply & NO credit check
Approvals Up To
Terms as low as
WSJ PR + 0% -2%
Approvals as fast as
With access to affordable capital our roofing company clients can complete jobs more efficiently

Grow Your Business with a Line of Credit.

Funds that are Available When You Need Them Most.

Roofing projects often require large sums of money upfront or in advance which may not be possible without proper financing arrangements.

Find the Best Option

A Quick and Easy Process from Start to Finish.

Finding the perfect line of credit facility is now easy! We work closely with you every step of the way to ensure everything goes smoothly.

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How Line of Credit Depot Works:

To qualify for a line of credit, your roofing company should have demonstrated profitability on the most recent filed business tax return. This showcases your ability to afford payments after drawing funds from the line of credit. Even if your last tax return shows net losses, you may still be eligible.

Certain expenses (non-taxables) on the return can be "added back"
to the net profit amount, bringing your business to a qualifying requirement.

Examples of expenses that may be added back in are certain interest paid on borrowed money and depreciation expense incurred by use of equipment or real estate owned by company's members other than owner/officer/partner who is requesting loan.

Truly amortized product, where you only pay interest on money that is drawn from line.
Unsecured programs, no collateral needed, up to $250,000.
Annual Interest Rates are Prime (8.5%) + 0% to 2%.
Monthly payments with interest only options
How much do you need to access?
*FREE to Apply & NO credit check
Recent Success Story
Elevating a Roofing Business with Line of Credit Depot
John, a roofer from Atlanta, was facing financial challenges and needed credit to support his roofing business.

In order to find a solution, he turned to Line of Credit Depot. By obtaining a commercial credit line, John was able to have flexible access to funds that he could use for various purposes such as material, advertising, and upgraded equipment. This not only allowed him to handle backlogs more efficiently but also enabled him to finance new projects without depleting his cash reserves. Additionally, having a line of credit helped John remain competitive in the commercial roofing sector by deferring startup funds and offering flexible payment terms to his clients. With Line of Credit Depot, John was able to benefit from low-interest rates and convenient financing options that were tailored to his specific needs. If you're a roofer who is currently facing financial challenges or looking to grow your business, we want to meet you!

We provide the Roofing Companies industry with bank-level financing

Streamline the process by filling out a simple online application. Say goodbye to lengthy paperwork and complex forms.
Our team of financial experts is dedicated to understanding your unique needs. We'll work closely with you to define the perfect financing option tailored to your business requirements.
Receive a range of offers from our trusted network of lenders. Take your time to evaluate and compare the options available. Choose the one that aligns perfectly with your goals and vision.
Experience the joy of quick and efficient funding. Within just a few days, your business will have the financial boost it needs to thrive. It's that simple!

"See if you qualify before you apply. Answer a few questions about your business to get a pre-approval."

Matthew Elling
Small Business Financing Expert & Founder of Line of Credit Depot
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geared towards your Roofing company
No Credit Check

Running a Roofing Business requires more than just being a great roofer. The ability to access credit when you need it is a must have tool every roofer should have. Lines of Credit are like a cash credit card for your roofing business...without the high fees!

Roofing companies are expensive to run; with soaring insurance rates and rising cost of materials, now is the best time to take a look at how access to cheap working capital to run your roofing business as smooth as possible.

Whether you are looking to have the security of emergency working capital or are planning on spending some advertising dollars to drum up some business...a Line of Credit is what every Roofing Company should have.

When roofing companies activate a line of credit, they have access to funds when they need them. Why apply for a loan or expensive business financing when your under the gun and actually need the money? Roofing, along with other construction trades, come with surprises and business ups and downs. It's important to be running as smoothly as possible and your cash flow and liquidity is no different.

When your roofing company needs access to cash for working capital where do you turn? The best form of small business financing is a line of credit and that's all we do here at Line of Credit Depot.

When you are in between jobs, but still have bills coming in, you can draw from the credit line. When mobilization funds are needed for commercial roofing projects, you can draw from the credit line. If your business needs to float a series of large projects, you can draw from the line.

Most times in Commercial Roofing, depending on your competition, you are probably trying to be as aggressive as possible in your bids. Sometimes to win a bid you may defer startup funds to be more attractive. This can reek havoc on your working capital funds as you rush to meet certain project payouts. This is why, if you want to win an aggressive bid and have the ability to offer flexible payment terms, a line of credit is a must!

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Whether your roofing company specializes in commercial or residential roofing, the need for affordable working capital is the same.

Maybe you've seen or experienced this before: You are booking tons of work and now there is a backlog in construction. Replacing old roofs, metal roof installations, commercial roof maintenance are all jobs scheduled for your crews. To get to all these jobs requires manpower, materials and money! So when you outsell your calendar, it's important to be able to access money for the business in the form of a revolving line of credit. After job profits don't have to use cash on hand to supplemental finance your new jobs. Profits on jobs should go into the business. Accessing liquid cash, at a good rate, is most always cheaper than taking money out of the business!

In business, needing capital is not a bad thing, it's very necessary as a roofing company grows. For example, if you are looking for capital for new scaffolding because of your high volume of work, it's normal for a roofing contractor to leverage the business and make sure funds are available.

When it comes to accessing a line of credit for your roofing business, the time is now! Rates are low and the money is available from many different banks. We are talking about rates starting at 4% APR.

Wondering if your business is pre-qualified for a line of credit? In order to get qualified for a line of credit, it starts with completing a quick online application to see if your roofing company will qualify.